See the financial impact of every life decision. Instantly
Toggle expenses on and off. Compare life paths. Watch your future unfold in real-time.
See It In Action
Watch expenses toggle on and off. See milestones shift as you adjust income. Experience instant financial forecasting.
How It Works
Add your numbers
Income, expenses, goals
Toggle anything on/off
See instant impact
Compare scenarios
Duplicate and decide
Track milestones
Know when you'll get there
Make decisions
Backed by numbers
Questions You Can Answer
When can I retire if I take a sabbatical?
Should I buy or invest the deposit?
What if I increase my pension 5%?
Is that subscription worth £12k?
Can I afford to go part-time?
What if I switch to freelancing?
See what you're giving up
That £100/month gym membership? £8,400 invested over 5 years. Every expense shows you the opportunity cost automatically.
Compare any decision side-by-side
Duplicate your forecast. Change one thing. See the difference.

£264k vs £667k — one decision, 2.5x difference
Not a budgeting app
Put your numbers in. Get your answer. Come back when life changes.
Why not Excel?
| Excel | Kashflow | |
|---|---|---|
| Setup | Manual formulas | Automatic |
| Updates | Static | Live switching |
| Comparisons | One at a time | Side-by-side |
| Opportunity cost | Hidden | Automatic |
| Time to insights | Hours | 5 minutes |
Start planning today
No credit card • 5 minutes to insights